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Don't Lose Your Home to a Quick Foreclosure
What Banks Don't Want You to Know…Call 305-350-5055

You have a short window of opportunity to respond to foreclosure.
The vast majority of these foreclosures could be stopped if the homeowner takes the right steps at the right time.  Bruce Jacobs and Brian Barakat are former bank lawyers and Miami prosecutors that have decided to fight for the homeowner.  The law offices of Barakat, Jacobs & Associates is dedicated to protecting homeowners rights before homes are lost to the bank.

As a result of bad lending, South Florida has the highest foreclosure rate in the country.  One study suggests that one in ten Americans are behind on their mortgage or in foreclosure.  Over 440,000 Florida homeowners are in the process of being foreclosed upon and countless more are in danger of losing their homes.

Many Banks didn't follow Government Rules and are liable.
Banks are highly regulated but have not always followed the government's rules.  In the chaos and fast paced lending to homeowners, many banks failed to comply with the regulations that allow them to foreclose their mortgage.  The banks count on homeowners not asking the right questions while they push through a foreclosure.  Many banks are sending the homeowner into the abyss of loss mitigation while bank attorneys' obtain judgments and sell away the homes.

There are options and you may even be entitled to damages for fraud.
Most people are not familiar with the foreclosure process.  They do not have the expertise or the ability to decode the mortgage contract, and feel awkward or ashamed about their situation.  Legal experts in other areas of law would not even know what to look for.  Unsavory opportunists lurk in every corner trying to cash in on your misfortune.  Bankruptcy is often not the best or the only solution. Barakat, Jacobs and Associates understands the dynamic foreclosure situation.  Banks are constantly changing their policies and procedures.  While a Government Bailout for homeowners appears imminent it will likely not apply for sub-prime loans that don't meet FHA standards.  And there will be no help for those that already lost their homes prior to any government program.  Your home can be lost in foreclosure in only months if you fail to act.  

Call now for an evaluation of your case. 305-350-5055
or call my cell at 786-556-6446
email; eferenczi@gmail.com